The lending platform announces that the borrower’s professional references will be used to determine creditworthiness loans to licensed professionals provide hundreds of thousands of dollars for any purpose without collateral and millions of dollars for real estate investments with no down payment

SPRINGFIELD, Mass. – May 24, 2022 – (, a lending platform that connects borrowers with lenders, today announced that its lending programs consider borrowers’ professional credentials. This is in addition to reviews of borrowers’ credit and income history.

About 40 million workers in the United States have an occupational license. There are hundreds of professions that require professional licenses, including accountants, doctors, architects, plumbers, electricians, nurses, psychologists, lawyers, pilots, teachers, engineers, massage therapists, barbers, real estate agents and therapists.

“While credit scores are important, professional certification is a better predictor of creditworthiness,” said CEO Mike Sarrage. “Workers with professional licenses and certificates tend to earn higher incomes on average and are much less likely to default, allowing lenders to offer better rates and longer terms. Our relationships with these lenders allow us to offer these unsecured loans to those who need money fast, whether for business or personal use.’s loan offering provides individuals with a certification or license without collateral far larger loans than their competitors. While the majority of unsecured lenders cap their loan limit at $50,000 with terms up to five years,’s personal loan programs range up to $250,000 with terms up to 12 years. Loans can be used for any purpose, including personal debt consolidation, business working capital, down payments on real estate purchases, and starting a business.

Additionally, has implemented a unique real estate investor program, requiring a zero down payment of up to $2.5 million. The real estate investment program is designed for borrowers in the long-term rental and new construction sector to provide a quick and easy cash flow solution. loan programs are usually funded quickly with minimal paperwork. The company closes most loans within a week, compared to 30-45 days to close a bank loan.

For more information on’s loan programs, please visit

About, Inc. is a lending marketplace that connects borrowers and lenders. The marketplace offers unique loan programs, including loans for licensed professionals, business start-up loans, and private investment loans for real estate investors. Visit for more information.

Contact information:
Mike Pearson
[email protected]

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The lending platform announces that the borrower’s professional references will be used to determine creditworthiness