How to Activate Your Venmo Debit Card

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Venmo, owned by PayPal, is a mobile digital payment service and social app in one. The Venmo app helps you easily stay in touch with your friends and send and receive funds. What started as a text message-based platform is now a digital wallet app with over 60 million users that offers both the Venmo Visa credit card and the Venmo Mastercard debit card.

The Venmo Debit Card allows users to spend their Venmo balance anywhere Mastercard is accepted in the United States, and even earn cash at participating stores. The debit card can also be used to withdraw cash at any MoneyPass ATM free of charge.

How do I activate my Venmo debit card online?

Before using the card, Venmo debit cardholders must first activate it. Activation requires debit card access for relevant card information.

Users can activate a Venmo debit card online using the app in a few simple steps:

  1. Open the Venmo app on a mobile device.
  2. Tap the menu icon in the upper right corner.
  3. Tap the Venmo Card option.
  4. Tap “Enable”.
  5. Enter the debit card expiration date.
  6. Enter the debit card number.
  7. Enter the debit card’s CVV code.
  8. Enter and reconfirm the PIN code. A message should confirm that your card is activated.

How do I add money to my Venmo debit card?

Venmo debit cardholders can add money to their Venmo account using a verified bank account. A bank account can be verified via Venmo app. Once a bank account is verified, a cardholder can add money to their Venmo balance for use with the debit card.

To add money to your Venmo balance, follow these steps:

  1. Open the Venmo app on a mobile device.
  2. Tap the person icon.
  3. Tap “Manage Balance”.
  4. Enter the amount to transfer to your Venmo account.
  5. Press “Next”.
  6. Confirm transfer details.
  7. Tap “Add [amount] now” to start the transfer.

Transfers from a verified bank account to a Venmo account typically take three to five business days.

Good to know

Some Venmo debit cardholders can instantly add money to their Venmo account by tapping the “Instant” button in the Venmo app. This feature can be used to add up to $500 per week.

How do I get a Venmo debit card?

Venmo users can apply for a Venmo debit card through the app by doing the following:

  1. Open the Venmo app on a mobile device.
  2. Select the “Maps” tab.
  3. Tap the Venmo Debit Card option to apply.

The Venmo debit card is not yet available to all users. A “Get in Line” message will notify users if the card is not yet available to them.

The Venmo debit card should arrive in the mail within three weeks.

How do I replace a lost or stolen Venmo debit card?

If a Venmo debit card is lost or stolen, use the app to disable the card so it can’t be used. Here are the steps you will need to follow:

  1. Open the Venmo app on a mobile device.
  2. Tap the image of the lost or stolen card in the Venmo Debit Card section.
  3. Tap the option to disable the card.

If you are unable to access the Venmo app, call 855-204-4090 to deactivate the card.

Recovered Venmo debit cards can be reactivated through the app or over the phone at any time. To reactivate a Venmo debit card using the app:

  1. Open the Venmo app on a mobile device.
  2. Tap the image of the lost or stolen card in the Venmo Debit Card section.
  3. Tap the option to reactivate the card.

To order a replacement Venmo debit card, call 855-204-4090 or Use the Contact form on Venmo website.

Why is my Venmo debit card not working?

A Venmo debit card may need to be replaced if it stops working. The card may not work for several reasons:

  • The card is not activated. Launch the Venmo app and tap the debit card image to determine if it needs to be activated.
  • Funds may not be available in Venmo account. Launch the Venmo app to check the account balance.
  • The debit card is damaged. You can Submit a request via Venmo’s website or call 855-204-4090 to order a replacement card.

About the Author

Andrea Norris has worked in the web publishing industry for 15 years, both as a content contributor and editor specializing in topics related to personal finance, frugal living, home and automotive . She writes short and long content and is well trained in SEO keyword research and writing.